While an enjoyable part of the holiday season is giving to others, those nearing retirement would be prudent to give something back to themselves as the year nears its end.
The holidays are here and it’s a time when many of us tend to over-spend. In fact, a national survey recently uncovered some interesting spending habits among consumers a cross-section of generations, from Gen Z to Baby Boomers.
Students should be familiar with credit scores, according to the Kentucky Higher Education Assistance Authority (KHEAA).
Dear Readers: Did you know that 78% of people with a financial plan pay their bills on time and save each month versus only 38% of people who don't have a plan? That's a pretty powerful statistic, if you ask me. Or would it surprise you to learn that 68% of planners have an emergency fund, while only 26% of nonplanners are financially prepared to cover an unexpected cost?
Those early days of retirement can be exciting as you are finally rewarded with a little rest and relaxation after all those years of toil.
Most people planning for retirement probably would prefer some predictability as they plot out their post-work futures, but financial professionals say the reality they face is that uncertaint…
Mary and Pete saved every penny for retirement. They never went on vacations, they rarely went out to eat, and they lived a frugal lifestyle secure in the knowledge that when they retired, th…
Using the latest investment software, intense research and hours spent on targeted analysis of the financial markets, the students in California State University, Northridge Finance 491A and 4…
If you are like most people on Social Security, you need that check every month to buy groceries and to keep a roof over your head. But believe it or not, for a fortunate few that check is es…
Retirement planning can be fraught with worry in the best of times, but when the market turns volatile and uncertainty reigns, people in or near retirement may give way to anxiety or unease to…
The first few weeks of January are filled with optimism as gym memberships soar and all those New Year’s resolutions have yet to be tarnished. When it comes to financial goals for the New Yea…
Dear Readers: Do you make the same New Year's resolutions year after year? When it comes to financial resolutions, that's not necessarily a bad thing. In fact, each year can present financial …
After decades of work, easing into retirement can be an exciting time.
Abby Sutton didn’t know it yet, but her career plans were fated to veer off in a new direction the moment she signed up for a college class in Russian fairy tales.
While public corporations attract more media attention, family businesses also make a major impact on the U.S. and world economies.
Parents take their children’s financial future seriously, and technology provides an ever-evolving variety of fun and innovative ways to teach kids about money. However, some parents are conce…
Identity theft can be a time-consuming and costly hassle, but there are measures you can take to protect your personal information and avoid the headache.
Like many others, when my wife and I got married, we decided to intertwine our finances along with the rest of our lives. For most couples, opening joint bank accounts and buying a car or home…
The oldest members of Generation Z have recently left college and entered the workforce. For some, learning how to handle their new money and expenses will be an education unto itself.
A birthday party is a fun way to recognize important milestones in a child’s life. Family and friends are invited to join in the fun, and everyone enjoys a day of celebration. Behind the scen…
Leaving college and entering the “real world” can bring about a mixture of excitement and anxiety. I remember feeling as if the possibilities were endless, but also feeling uncertainty about w…
Dear Carrie: I'm 28 and trying to be smart about my money. My problem is that as soon as I pay down my credit cards, I start running them up again. The result is I can't seem to save, and I fe…
The deadline to file personal state and federal income tax returns on time is rapidly approaching, even though you will have a couple of extra days this year.
You can break personal finance into three broad categories: income, expenses and savings. Your personal cash flow statement lists your income and expenses and a common goal is to end each mont…
The IRS is coming – eventually – for the money in your 401(K) or Traditional IRA.
WASHINGTON — The Internal Revenue Service (IRS) is encouraging taxpayers to do a “paycheck checkup” to make sure they have the right amount of tax taken out of their paychecks for their person…
Dear Readers, March is a significant month for women. First, the entire month is declared Women's History Month, this year honoring women who fight against all forms of discrimination faced by…
People have asked, “Will the Republican tax plan affect me this year?” and “What can I do to reduce my taxes?” The short answer to the first question is: no, the Republican plan will not aff…
April 17 is the last day to file your federal and state taxes (in California) on time this year— is not that far away. And there may be more questions than usual about what can and should be …
It’s amazing how much stuff piles up in a family garage over the years. The stacks get higher every year because, presumably, the items within them hold value. It becomes harder to throw anyth…
Investors hear so much conflicting information and advice in the media these days that it’s perhaps easier than ever to become confused and make decisions based on emotion rather than on sound…
Most Americans don’t trust Wall Street. Yet many will put the bulk of their retirement savings in the stock market’s hands.
Dear Carrie, I’ve been contributing to a regular 401(k) for 8 years but my employer just started offering a Roth 401(k) plan as well. How can I decide which is best? --A Reader
People have asked, “Will the Republican tax plan affect me this year?” and “What can I do to reduce my taxes?”
The saying that youth is wasted on the young may be especially true when it comes to saving for retirement.
Few things make retirees more nervous than the possibility their savings could run dry.
Millennials are a stressed out generation.
As Jodi walked to class that day the freshman noticed a large circle of booths spread out across the main courtyard of campus.
Whether it's a matter of comfort, appearance or safety, there are many medical procedures that you may want or need, but your health insurance won't cover.
Dear Readers: Got spring fever? How about applying some of that energy to cleaning your financial house? Whether you just need to reorganize your records or do a thorough cleansing, this to-do…
By Nathaniel Sillin
Planning for a baby is exciting and sometimes a little frightening for expectant parents, especially first-time parents. The months will fly by and soon you’ll be at home embarking on an adven…
LOS ANGELES (CNS) — The real estate market in Los Angeles and Orange counties kicked into high gear last month with increases in both prices and sales, the California Association of Realtors r…
LOS ANGELES (CNS) - The high cost of housing in Los Angeles is making it difficult for Southland businesses to recruit and retain employees, particularly top-level workers, according to a stud…
With Permission from WalletHub
The picture of retirement that many of us have is a post-work period filled with travel and plenty of relaxation. It's a time when you can finally take up a new hobby, sink into the pile of bo…
Los Angeles city officials have settled with the family of Christian Eaddy, the 26-year-old Pacoima man who was shot and killed by an LAPD officer.
LOS ANGELES (CNS) — The Los Angeles Department of Transportation is reminding residents of a newly implemented Installment Payment Plan that allows qualified motorists to pay for their parking…
You’re not alone if your heart pounds when you see a letter from the Internal Revenue Service (IRS) in your mailbox. While some lucky filers get sent a letter because they’re due a larger refu…
Men and women both face obstacles and challenges in planning for retirement, but women often travel a thornier path.
LOS ANGELES (CNS) — Saying they want to counter a growing problem of college students graduating with mountains of debt, California Democratic legislators have introduced a proposal to expand …
Dear Readers, I recently had an interesting conversation with the daughter of a friend of mine. Like so many in her millennial generation, she has a real entrepreneurial spirit and was excited…
The chill of winter can be offset with the pleasure of curling up inside a warm home. Turning on the heat and settling into your favorite chair to open a new book or watch a movie feels even b…
Dear Carrie, I can't help but feel worried about the coming year and how all the political changes may affect my finances. I don't have a lot of money, but I want to be smart about handling an…
Everyone’s goal in the world of investing is a secure financial future. But it could be that your security, as well as your bottom line, is being victimized by the deadbeat of the financial wo…
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